Holiday schedule
The Federal Reserve recognizes 11 federal holidays each year. Below are the remaining 2023 holidays and the 2024 schedule.
Are Banks Open Today?
This Saturday, Nov. 11, 2023, is Veterans Day in the United States. The Federal Reserve recognizes this day as a federal holiday, and most bank and credit union branches will be closed. Since Veterans Day falls on a Saturday this year, most banks will be open on Friday, Nov. 10 and Monday, Nov. 13. Not all banks follow the same holiday schedule, so check your bank’s website for specific details on holiday closures or limited hours. Federal holidays don’t impact accessing your account via online banking or a mobile app. You can still log in to check your statement, pay bills, transfer money or make a mobile deposit, but posted fund transfers and deposits might be delayed due to the holiday. If you need to visit a bank in-person to obtain a cashier’s check, apply for a loan or make a large cash deposit, it’s good to know when the banks are closed.
Banking Holidays in 2023 and 2024
The Federal Reserve recognizes 11 federal holidays each year. Below are the remaining 2023 holidays and the 2024 schedule.
Remaining Banking Holidays in 2023
| Veterans Day | Saturday, Nov. 11 |
|---|---|
| Thanksgiving Day | Thursday, Nov. 23 |
| Christmas Day | Monday, Dec. 25 |
Holiday schedule
The Federal Reserve Bank of Dallas and its branches at El Paso, Houston, and San Antonio, Texas, will observe the following holidays:
| 2023 | 2024 | 2025 | 2026 | 2027 | |
| New Year’s Day | January 1** | January 1 | January 1 | January 1 | January 1 |
| Birthday of Martin Luther King, Jr. | January 16 | January 15 | January 20 | January 19 | January 18 |
| Washington’s Birthday | February 20 | February 19 | February 17 | February 16 | February 15 |
| Memorial Day | May 29 | May 27 | May 26 | May 25 | May 31 |
| Juneteenth National Independence Day | June 19 | June 19 | June 19 | June 19 | June 19* |
| Independence Day | July 4 | July 4 | July 4 | July 4* | July 4** |
| Labor Day | September 4 | September 2 | September 1 | September 7 | September 6 |
| Columbus Day | October 9 | October 14 | October 13 | October 12 | October 11 |
| Veterans Day | November 11* | November 11 | November 11 | November 11 | November 11 |
| Thanksgiving Day | November 23 | November 28 | November 27 | November 26 | November 25 |
| Christmas Day | December 25 | December 25 | December 25 | December 25 | December 25* |
*Saturday
**Sunday
Holiday policy: When holidays fall on Saturday, Federal Reserve Banks and branches will be open the preceding Friday. For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday.